There's plenty of time to save, right? After all, being in your 20s is all about splurging and making it to every famous landmark of the world.

Uhm, budget? What's that?

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If you're between your 20s and 30s and this is you trying to escape saving, then we have news for you: it's a BAD move.

Safe to say, it's possible to save your moolah for your future while enjoying the present at the same time, IF you are wise with your salary every month.

Read more: STDs: Why are we not more careful about who we get into financial bed with?

Christelle Louw, an Advisory Partner at Citadel, offers us some practical tips for getting our finances on track.

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