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The beginning of the year is a great time to review how much you are worth. This is a list of your assets versus your liabilities – or, put another way – how much you own vs how much you owe.
This is a personal balance sheet and provides a good measure of your financial health each year. Obviously, you want to have more assets than liabilities – a positive net worth – but the main reason for the exercise is to check that you are moving in the right direction each year.
