It is tempting to spend money over the festive season, which often creates debt, writes the author.
Consumers often spend more in December than any other month of the year. Laura du Preez looks at ways to spend money wisely, writing you shouldn't feel pressured by those living in denial that times are tough.
It's 1 December. Retailers' shelves are stuffed and shopfronts glistening. Whether you celebrate Christmas or not, spending temptations are everywhere.
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