What to consider when taking the step to get pet insurance for your furry family members

Just like us, our four-legged, furry family members face the everyday risks of injury and illness and require annual preventive routine care.

But, unlike us, our pets can’t tell us directly when something may be wrong. This is where the pet health cover security blanket of pet insurance comes in – to allow you peace of mind and financial support should your animal bestie fall ill or get hurt.

To help you make the right decision for your pet, here are two key things to keep in mind when shopping around for pet insurance:

Cover Options

The type of pet you own will determine the type of pet insurance plan you should look for, one that is comprehensive (day-to-day and in-hospital) or one that is a hospital or accident only plan.

Once you find an insurer that best suits your pet’s health care needs, you should ask them about any value-adds they offer, what excesses you will need to pay when claiming, which pre-existing, hereditary, congenital, or pre-existing conditions are covered, and if they have any sub limits or co-payments on their benefits. From here, you can decide what suits your pet, your budget, and cover needs.

Cover options offered by Oneplan Pet Insurance, for example, allow you to choose from plans, namely their Accident Plan (which covers Accidents only), Hospital Plan (which covers illness and accident in hospital as well as post operative care), and the Primary, Classic, and Super Plans (which are comprehensive in that they have day-to-day and in-hospital benefits) these plans range from R80 to R430 p/m, making it affordable to get cover at any of your budgetary stages.

Benefits

Another key thing to keep in mind when choosing your pet insurance plan is the benefits you and your pet will be privy to.

This includes asking the insurer how much cover you get for each benefit and how often you can use that cover in the annual cycle. It is also important to check what illnesses and/or conditions will be covered on the plan, if and how post operative care, burial or cremation, and diagnostic are covered, and if there are any pet benefits you will have access to for their wellness.

If you’re looking to get started, Oneplan Pet Insurance might be a good fit for you with their exclusive access to the Onepet Premium Pet Store and up to 25% discount storewide for the lifetime of your Oneplan Policy. It’s great savings you could use to make your pet insurance premium with Oneplan more affordable, and having access to premium pet food like, Hill’s, Royal Canin, Eukanuba, Acana, and so much more.

Oneplan has recently launched their new Pet Primary Plan which is a great option for pet parents who are looking for cover that includes a vet visit and in-hospital cover at an affordable premium. Starting at only R160pm, your pet will get an overall annual limit of R18 000 and up to 15% discount in the Onepet Store.

The Oneplan Pet Insurance team are committed to:

• Quality pet insurance with extensive and valuable benefits their clients can use to make their pet’s day better.
• Giving their clients upfront vet and routine care benefits, paid in one minute with their unique claim system using the Oneplan App and Onecard.
• No Vet Networks. To make sure you can use any vet of your choice.
• ZERO excess with the Excess Buster Add On from only R25pm.
• Helping you with Vet Deposits up to R5000 paid to the Onecard claim card on pre-authorized admissions or NO deposit with our partnered vets network.
• Giving you access to pet insurance even if your pet is older, with new policies for small cats & dogs up to their 11^th birthday.
• Providing their clients with savings (discounts up to 25%) and exclusive access to the Onepet Premium Pet Store for the LIFETIME of their policy. Making sure Oneplan pets get access to premium pet food and preventative healthcare.

For more information about Oneplan’s PAWESOME pet insurance for South African pets, you can click here. To learn more about Oneplan’s pet insurance prices & plans, you can click here, and to get a quote or sign up online, you can click here.

This post was sponsored by Oneplan Pet Insurance and produced by Adspace Studio.