Black tax can turn any woman from being nice to being stingy. But there are ways you can still help your family without losing your savings.  Screen Shot 2016-05-09 at 4.35.24 PM Here’s how you can be compassionate for others without wasting your hard-earned money: Give Learn to give to those you love, little by little. Financial education consultant Iona Minton says, “Each month, put aside a small amount of money that you’ll give to loved ones who need it or charitable causes you believe in.” Giving is a very fulfilling exercise that allows you to make a difference in other people’s lives, plus, charity begins at home. Learn compassion Be moved by the needs of others and help where you can. Financial advisor and owner of Money Matters, Dave Connon, explains that, “When you’re compassionate to others they’ll also show you compassion when you need it.” Treat your loved ones “It’s quite good to treat yourself and those you love every now and then. And, if you’re doing it within your means and budget, you’re still being responsible,” advises financial manager Felix Kagura. Get help If you try all the above and you still feel that you can’t be generous, you might need to speak to a professional.